Prepaid Debit Card Fee Schedule
| Fee Description | Amount |
| Approved PIN or signature-based purchases | No Charge |
| Declined PIN or signature-based purchases | No Charge |
| ATM withdrawal at KeyBank, Allpoint, and People’s United Bank ATMs | No Charge |
| ATM withdrawal at all other locations in the U.S. | $1.50 per transaction1 |
| ATM withdrawal International | $3.00 per transaction |
| ATM surcharge at KeyBank, Allpoint, and People’s United Bank ATMs2 | No Charge |
| ATM balance inquiry at KeyBank, Allpoint, and People’s United Bank ATMs | No Charge |
| ATM balance inquiry at all other locations | $0.35 per transaction |
| Over-the-counter withdrawals at participating Mastercard member bank branches3 | No Charge |
| Currency conversion on all international transactions | No Charge |
| Text message and email alerts4 | No Charge |
| Automated and live customer service balance inquiry | No Charge |
| Paper and online transaction history (Key2Benefits.com) | No Charge |
| Replacement card | 1 per year at no charge, then $5.00 each |
| Overnight delivery of replacement card | $17.50 |
| Inactivity Fee | $1.50 per month (after 12 consecutive months of inactivity) |
| Online bill payment | No Charge |
| Funds transfer to a personal checking/savings account | No Charge |
| Monthly Maintenance Fee | No Charge |
| Limit Description | Amount |
| Get cash (ATM withdrawal) | $1,500 per day5 |
| Get cash (PIN point-of-sale cash back) | $2,500 per day5 |
| Get cash (from a bank teller) | $7,000 per day |
| Purchase | $7,500 per day |
1 When you use an ATM not operated by KeyBank, Allpoint (including terminals located internationally), or People’s United Bank, you may be charged a fee by the ATM operator or any network used.
2 Please visit key.com/locator for a current list of KeyBank ATMs and branches, locator allpointnetwork.com for a current list of Allpoint ATMs, and Peoples.com for a current list of People’s United Bank ATMs. There are no surcharge fees at any KeyBank, Allpoint, and People’s United Bank ATM locations.
3 Mastercard member bank branch locations require a withdrawal from the branch teller
4 You may opt in to this feature at Key2Benefits.com. Your telecommunications carrier’s standard text messaging rates may apply.
5 ATM operators and merchants may impose lower limits.